Terms & Service

1. Acceptance of Terms

These Terms govern your use of the website owned or operated by Gen Wealth Builder Inc. (“we,” “us,” “our”) and any associated services, features, messaging programs, or text message communications (collectively, the “Services”). By accessing the Site or consenting to receive our Messaging Services, you agree to these Terms.

2. Services Description

We provide [insert description of your business services: e.g., wealth-building education, financial planning tools, informational newsletters, SMS alerts, etc.]. If you opt-in to receive our SMS/MMS or other messaging communications, you will receive messages such as [insert examples: e.g., alerts, reminders, promotional offers, updates] from us.

3. Message Frequency & Rates

By opting in to our Messaging Services, you acknowledge that:

Message & data rates may apply from your carrier.

Message frequency may vary; we may send [e.g., “up to X messages per month” or “occasional messages as needed”].

You can opt out at any time as described below.

4. Opt-In & Opt-Out

Opt-In: You must provide express consent (e.g., via an unchecked checkbox on your form, or by replying with a positive keyword) before we send you SMS/MMS messages. FreeClimb Docs+1 Opt-Out: You may opt out at any time by replying STOP (or the equivalent keyword we provide). After your opt-out, we will not send you further promotional messages; you may still receive transactional or service messages if applicable.

5. User Representations

By using the Services and providing your information, you represent and warrant that you are:

At least 18 years old (or of legal age in your jurisdiction);

The owner or authorized user of the mobile phone number you provide; Agree to receive messages at the number provided;

Responsible for any fees charged by your carrier.

6. Privacy

Our Privacy Policy governs our collection, use, and disclosure of your personal information. 

Please review it carefully. PRIVACY POLICY

7. Mobile Messaging Disclaimer

We will not send you unsolicited messages. You will receive messages only if you opt-in and only for the purposes described at

or before the time of opt-in.  We will not sell or share your mobile number or opt-in data for marketing or promotional purposes to third parties. cadybt.com+1 We may send messages via third-party carriers or aggregators, but only for the delivery of the service we provide to you.

8. Intellectual Property

All content on the Site (text, images, video, design, trademarks, logos) is our intellectual property (or licensed to us) and is protected by copyright, trademark, and other laws.  You may not reproduce, distribute, create derivative works of, publicly display or commercially exploit the content without our prior written consent.

9. Limitations of Liability

To the fullest extent permitted by law, we will not be liable for any indirect, special, incidental, consequential,

or punitive damages arising out of or related to your use of the Site or the Services.  Our total liability to you for any claim arising

out of or relating to these Terms or our Services will not exceed the amount you paid us in the past 12 months (or $100 if you paid nothing).

10. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida without regard to its conflict-of-law provisions. Any dispute arising out of or relating to these Terms or your use of the Services shall be subject to the exclusive jurisdiction of the state or federal courts located in Florida.

11. Rejoin after opting out, text START, or sign up again on our website.

For help, reply HELP or contact us at [email protected] or 888-201-3146.

Carriers are not liable for delayed or undelivered messages.

This program complies with CTIA guidelines and the Telephone Consumer Protection Act (TCPA)

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will post any changes on the Site and update the “Last Updated” date. 

Your continued use of the Site or Services after changes are posted constitutes your acceptance 

of the new Terms.

Gen Wealth Builder Alerts – subscribers receive messages related to wealth-building education,

financial tips, appointment reminders, and promotional offers.